What do you get?

If your pet becomes unwell or gets lost, Debenhams Pet Insurance will step in to help (it also has a little something for you too). Here’s what you get:

  • Up to £8,500cover for vet fees per year
  • Up to £1,500cover to help find missing pets
  • Up to £1,500holiday cancellation cover if your pet requires emergency life-saving surgery within 7 days of your departure
  • £1,000,0002 third party legal liability cover for dogs
  • Help to find a registered minder if you’re away from home
  • Bereavement counselling should the worst happen
  • Special legal advice for any issues with your pet
  • Free gift card worth up to £30^ with every policy

Get a quote

Cover levels

Policy Length LifetimeLifetimeLifetime12 months
Vets Fees£8,500 per year£3,500 per year£1,000 per condition, per year£2,500 per condition
Vets Fee Excess £85 per condition/per policy year£85 per condition/per policy year£85 per condition/per policy year£85 per condition/per policy year
MRI£1,500 £1,250£1,000£1,000
Death From Illness£1,500 £1,000£750£500
Death From Accident£1,500£1,000£750£500
Third Party Liability£1M (dog)£1M (dog)£1M (dog)£1M (dog)
Third Party Liability Excess£100£100£100£100
Advertising and Reward£1,500£1,000£750£500
Loss by Theft or Straying£1,500£1,000£750£500
Boarding Fees£1,500£1,000£750£500
Holiday Cancellation£1,500£1,000£750£500
Overseas Travel90 days90 days30 days30 days
Pet Legal HelplineYesYesYesYes
Pet Minders HelplineYesYesYesYes
Pay Vet DirectYesYesYesYes
Find a Vet HelplineYesYesYesYes
Bereavement Counselling HelplineYesYesYesYes

Get a quote

Important Information

^ Gift card terms and conditions apply, find out more here.

1 Based on the Elite cover level

2 £100 excess applicable to all third party legal liability claims

Debenhams Retail Ltd is an introducer appointed representative of Insurance Factory Limited which is authorised and regulated by the Financial Conduct Authority (No. 306164). Registered in England and Wales Number 02982445. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

T&Cs apply, please visit: https://finance.debenhams.com/insurance/life-insurance/

Frequently Asked Questions

Debenhams Personal Finance
Loyalty Rewards

With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
Representative 24.9% APR variable

Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.

Loyalty Rewards


  • SHOP
    In store & online at debenhams.com
  • EARN
    Points and receive reward vouchers
    Spending your rewards back at Debenhams