Terms and Conditions

*20% discount on women’s, men’s, kids’, home and 10% discount on concessions, furniture, electricals, toys, gifts, lingerie, beauty and fragrance. Available online at debenhams.com on reduced and full price items for new accounts. You will receive promotional discount codes in a welcome email that you can use to obtain your discount. Please use the codes with your temporary card to obtain the discount. Items must be purchased in one transaction and only one discount code may be applied to each transaction. Cannot be used in conjunction with certain other offers, discounts, promotions, staff or Privilege Cards. Certain departments may be excluded, see finance.debenhams.com/credit-card/terms-conditions for details.

500 Bonus Points Offer

The 500 bonus points will arrive in your welcome book in the form of a £5 Reward Voucher. The Reward Voucher can only be used in Debenhams stores when spending on your Debenhams Card.

Travel Money Offer

Only available for Debenhams Mastercard customers. Not applicable to Debenhams Store Cards, Privilege Cards, New Day Colleague Store Card and Point of Sale Discount Card. You will not accrue any loyalty points when you purchase Travel Money using your Debenhams Mastercard. If you have a Debenhams Credit Card, you can purchase up to a maximum of £3,000 Travel Money per day, subject to the available balance on your account. This is the maximum amount you can spend on your card to purchase foreign currency in Debenhams stores.

Card Benefits Terms

  1. Free standard delivery applies when you spend online at debenhams.com with your Debenhams Credit Card. Standard UK delivery only.
  2. Cafés and restaurants are available in selected stores; check your local store for more information.
  3. Customers must present their Debenhams Credit Card when paying for your travel money at the Debenhams Travel Money bureau.
  4. Additional cardholders must be ages 18 and over. They will share your account and credit limit. You’ll be responsible for all use and payments of the Card by the additional cardholder and you’ll have one record of all transactions made on the Card. To apply, call 0333 220 2519. Calls are charged at a standard national rate. Call costs from mobiles and other operators may vary so please check before calling. Our lines are open seven days a week, 8am to 9pm. Calls may be recorded and monitored for training and security purposes and to help us manage your account.
  5. Loyalty terms and conditions apply.
  6. Debenhams Retail Ltd reserves the right to withdraw or amend any of these cardholder privileges at any time. Terms and conditions apply, see your welcome pack for full details.

Credit only available to over 18s and subject to status is provided by NewDay Ltd. NewDay Ltd is a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (Ref no: 555318) for the provision of payment services. The retailer, Debenhams Retail Ltd, acts solely as a credit broker and only provides credit products from NewDay Ltd and is authorised and regulated by the Financial Conduct Authority with number 692718. Registered office: 10 Brock Street, Regent’s Place, London, NW1 3FG. Registered in England and Wales. Registered number: 00083395.

Representative Example


24.9%APR (variable)

Interest rate on purchases

24.94%P.A (variable)

Assumed credit limit