The Pet Insurance that treats you

Pet Insurance

Your pets aren’t the only ones who love treats. That’s why, when you protect your cat or dog with our Pet Insurance, we reward you too. And, because we don’t think you’ll appreciate a chew toy or fishy snack, we’ve come up with a rather more human treat – a £30 Debenhams gift card6 to spend on anything you like.

What do you get?

If your pet becomes unwell or gets lost, our Pet Insurance will step in to help (it also has a little something for you too). Here’s what you get:

  • Cover from as little as £5.09 for cats and £8.39 for dogs^
  • Up to 10% online discount*
  • Up to £7,0001cover for vet fees per incident / injury including ongoing conditions
  • Up to £1,2501cover to help find missing pets (see our Gold Level cover)
  • Up to £2,0001holiday cancellation cover if your pet requires emergency life-saving surgery within 7 days of your departure
  • £1,000,0002 third party legal liability cover for dogs
  • Help to find a registered minder if you’re away from home
  • Bereavement counselling should the worst happen
  • Special legal advice for any issues with your pet
  • £30 Debenhams gift card6 as a treat for you

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Our cover levels

Bronze cover:
Up to:
Silver cover -
Up to:
Gold cover -
Up to:
Vet fees for illness and injury3£2,000 per condition£4,000 per condition£7,000 per condition
Death from accident or illness5£400£750£1,000
3rd party legal liability (dogs only)2£1m£1m£1m
Accidental damage200£500
Advertising and Reward£500£750£1,250
Boarding Kennel Fees£500£750£1,250
Theft or straying£400£750£1,000
Holiday cancellation£1,000£1,500£2,000
Bereavement Counselling
Pet Legal
Veterinary Helpline 24hr Veterinary Helpline on all levels of cover
Pay Vet Direct (subject to vets agreement)
Overseas Travel430 days30 days364 days

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Important Information

  • Defaqto 5 Star rating applies to our Gold policy
  • ^10% of customers who purchased a new policy between the 15/02/16 and the 19/08/16 achieved this price or less.
  • *Online discount valid for new business policies only and may be subject to minimum premium.
  • The cost of treating any accident or illness that shows clinical signs in the first 14 days of the policy is excluded.
  • ² £100 excess applicable to all Third party legal liability and accidental damage claims.
  • 3The cost of treating any illness that shows clinical signs in the first 14 days of the policy is excluded.
  • 4Subject to full compliance with the PETS travel scheme. Non EU countries as defined by DEFRA are not covered.
  • 5Death from illness does not apply to dogs 9 years or over and cats 11 years or over
  • 6Gift card T&Cs
  • Debenhams Retail Plc is an introducer appointed representative of BDML Connect Ltd who arrange and administer the policy. BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register Number 309140). Pet insurance will be underwritten by Zenith Insurance Plc., registered in Gibraltar No. 84085. Registered Office: 846-848, Europort, Gibraltar, is authorised by the Gibraltar Financial Services Commission and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority in respect of underwriting insurance business in the UK (Financial Services Register Number 211787).

T&Cs apply, please visit: http://finance.debenhams.com/insurance/home-insurance/

T&Cs apply, please visit: http://finance.debenhams.com/insurance/life-insurance/

Frequently Asked Questions

Debenhams Personal Finance
Loyalty Rewards

With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
Representative 24.9% APR variable

Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.

Loyalty Rewards

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