What do you get?

If your pet becomes unwell or gets lost, our Pet Insurance will step in to help (it also has a little something for you too). Here’s what you get:

  • Up to £8,500cover for vet fees per year
  • Up to £1,500cover to help find missing pets
  • Up to £1,500holiday cancellation cover if your pet requires emergency life-saving surgery within 7 days of your departure
  • £1,000,0002 third party legal liability cover for dogs
  • Help to find a registered minder if you’re away from home
  • Bereavement counselling should the worst happen
  • Special legal advice for any issues with your pet
  • Free gift card worth up to £30^ with every policy

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Our cover levels

Accident Only
Policy Length LifetimeLifetimeLifetime12 months12 months
Vets Fees£8,500 per year£3,500 per year£1,000 per condition, per year£2,500 per condition £2,750 per condition
Vets Fee Excess £85 per condition/per policy year£85 per condition/per policy year£85 per condition/per policy year£85 per condition/per policy year£85 per condition/per policy year
MRI£1,500 £1,250£1,000£1,000£1,000
Death From Illness£1,500 £1,000£750£500N/A
Death From Accident£1,500£1,000£750£500£500
Third Party Liability£1M (dog)£1M (dog)£1M (dog)£1M (dog)£1M (dog)
Third Party Liability Excess£100£100£100£100£100
Advertising and Reward£1,500£1,000£750£500£500
Loss by Theft or Straying£1,500£1,000£750£500£500
Boarding Fees£1,500£1,000£750£500£500
Holiday Cancellation£1,500£1,000£750£500£500
Overseas Travel90 days90 days30 days30 days30 days
Pet Legal HelplineYesYesYesYesYes
Pet Minders HelplineYesYesYesYesYes
Pay Vet DirectYesYesYesYesYes
Find a Vet HelplineYesYesYesYesYes
Bereavement Counselling HelplineYesYesYesYesYes

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Important Information

^ Gift card terms and conditions apply, find out more here.

1 Based on our Elite cover level

2 £100 excess applicable to all third party legal liability claims

Debenhams Retail PLC is an introducer appointed representative of BDML Connect Ltd who arrange and administer the policy.

BDML Connect Limited is authorised and regulated by the Financial Conduct Authority (No. 309140). Registered in England and Wales Number 02785540. Registered Office: 45 Westerham Road, Bessels Green, Sevenoaks, Kent, TN13 2QB.

Policies are underwritten by International Insurance Company of Hannover SE who are registered in Germany, registration number HRB 211924. Registered Office Roderbruchstraße 26, 30655 Hannover, Germany acting through its UK branch whose office is located as 10 Fenchurch Street, London, EC3M 3BE, United Kingdom. Authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht, and authorised and subject to limited regulation by the Financial Conduct Authority (No. 659331). Details about the extent of its authorisation and regulation by the Financial Conduct Authority are available from us on request. Third Party Liability is underwritten by Ageas Insurance Limited, Ageas House, Hampshire Corporate Park, Templars Way, Eastleigh, Hampshire, SO53 3YA, England (Registered No. 354568, Financial Services Register no. 202039).

You can check this information on the Financial Services Register by visiting http://www.fsa.gov.uk/register/firmSearchForm.do or by contacting the Financial Conduct Authority on 0800 111 6768.

T&Cs apply, please visit: http://finance.debenhams.com/insurance/life-insurance/

Frequently Asked Questions

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Loyalty Rewards

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Representative 24.9% APR variable

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