The Life Insurance that treats you
We all hope that nothing bad will happen to us. But if it does, we want to make sure that we, and the people we love, are protected. That’s just what Debenhams Life Insurance does, with three cover options to choose from including Life insurance, Mortgage protection and Critical illness. And because we think you shouldn’t have to wait to reap the rewards of protecting yourself, we even treat you to a little something now when you take out a policy – a £50 Debenhams gift card^.
What do you get?
Our life insurance gives you peace of mind that you and the people you love will be taken care of if anything happens to you – and treats you to a little something. Here’s what you get:
- Cover from the UK’s leading life insurers
- Immediate cover
- No upfront costs
- Instant access to a “real” person at the end of the phone
- Customer care and advice line for more complicated policy requirements
- Help and support at every stage of the quotation process
- Premiums starting from as little as £5 a month
- Cover for 17-79 years of age
- A £50 Debenhams gift card^ as a treat on us
Get a free quote when you speak to one of our experienced UK based agents.
Life insurance (also known as Level term assurance) is an insurance policy that pays out a tax–free lump sum if you die or are diagnosed with a terminal illness.
The amount paid out (sum assured) remains the same, no matter when you die. You may choose to take out life insurance to ensure your family has a sum of money to cover any borrowing, and to give them enough money for living expenses for a number of years.
If you buy this as a standalone product (i.e. without critical illness), the amount you pay will stay the same throughout the life of the policy.
What are the benefits of Life Insurance?
- Safeguards your lifestyle
- Protects your family’s future
- Peace of mind at a difficult time
- Unpaid debts / loans are covered
- Funeral costs are paid
- Outstanding mortgages paid
^£50 gift card offer applies to new business life insurance policies. Offer does not apply to employees of Debenhams Retail plc or Eldon. One voucher per policy sold per person. Offer only applies to policies purchased directly, online via debenhams.com/lifeinsurance or over the telephone. Unless otherwise stated policies purchased via price comparison websites do not qualify for this offer. You will be sent your valid gift card within 6 months of policy purchase date. No gift card will be issued for policies cancelled within 6 months of the policy purchase date. You will have 90 days to redeem your gift card in store or online. Your gift card is subject to terms and conditions. For more information visit debenhams.com, or see in store for details. Debenhams reserves the right to cancel this promotion or amend these terms and conditions at any time on reasonable notice. Cannot be redeemed against any other Debenhams Financial product. No cash alternative.
Debenhams Retail Plc is an Appointed Representative of Eldon Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority No. 477112. Eldon Insurance Services Ltd is registered in England and Wales No. 06334001. Registered office: Lysander House, Catbrain Lane, Cribbs Causeway, Bristol BS10 7TQ.
‡T&Cs apply, please visit: http://finance.debenhams.com/insurance/home-insurance/
Frequently Asked Questions
If you need a life insurance quote, just call 0344 776 5650 or click on Quote now for an online quote.
We offer two different life insurance policies. You can choose mortgage protection, which will cover an amount borrowed on a home which will decrease over the years covered. Or fixed term life insurance, which will always have the same pay–out.
Yes, you can take out a joint policy which would cover both you and your partner.
The amount you pay will depend on your age, smoking status, amount of years you would like the cover for and your state of health. You can ask an agent for more help if you’re unsure.
Your cover will finish when the term of your policy that you selected on the outset or you have made a claim, whichever happens first.
With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
24.9% APR variable
Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.
In store & online at debenhams.com
Points and receive reward vouchers
Spending your rewards back at Debenhams