Yes. You can take out a policy in minutes. Either apply online or call us on 0800 221 8755.
Home Insurance - Your questions
Home is where the heart is; it's also where you keep all your prized possessions - so make sure you understand exactly how our home insurance works and what you're covered for before you join us.
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Can I take out immediate cover?
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What type of cover is available?
You can choose from Buildings only, Contents only or Buildings and Contents together. You also have the option of adding additional cover for your personal possessions, whilst away from your home.
Optional cover is also available for money, credit cards, freezer contents and pedal cycles and extended accidental damage cover can be added to your Buildings and Contents cover. -
Can I pay by instalments?
Yes, if you're taking out an annual policy you can pay monthly. We make an additional charge, which is spread over the year.
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How can I pay for my policy?
We offer you a choice of payment methods. Pay your premium in a lump sum by debit card or credit card. Or, for a small additional charge, spread the cost of your annual policy over the year.
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Who provides Debenhams Home Insurance?
Debenhams Home Insurance is arranged and administered by Heath Lambert Ltd, part of the Heath Lambert Group. Policies are underwritten by a panel of insurers, details available on request.
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Can I change my mind once I've taken a policy out?
If you find that our home insurance doesn't meet your requirements then you have the right to cancel, but some charges may apply. Please see our policy for full details.
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How do I make a claim?
If you need to make a claim, simply call 0845 218 2688. Calls may be recorded and monitored.
Debenhams Home Insurance is arranged and administered by Heath Lambert Limited. Heath Lambert Limited's registered office is 9 Alie Street, London, E1 8DE. Registered in England and Wales No 1199129. Authorised and regulated by the Financial Services Authority (www.fsa.gov.uk). Calls may be recorded.