The Home Insurance that treats you

Home Insurance

You love your home. And we want to help you to protect it with comprehensive home insurance. That’s why Debenhams Home Insurance gives you complete peace of mind with contents cover for up to £80,000, and up to £1 million protection for your building and permanent fixtures.
And that’s not all. To help make your home even lovelier, when you take out home insurance with us, we’ll treat you to a free Debenhams gift card worth up to £40.^

What do you get?

  • Up to £80,000 to protect the things you love – keep your home contents safe with up to £80,000 cover for accidental damage to TVs, audio and video equipment and non-portable home computers.
  • Up to £1 million cover for your home – we also protect your home buildings and permanent fixtures for to up £1 million, including accidental damage to glass, sanitary ware and underground gas pipes and cables.
  • Cover for everything from BBQs to frozen peas! – our cover protects your home inside and out, from your garden contents (lawnmower, BBQ and swings) to the food in your freezer.
  • Peace of mind for students – students have enough on their mind, without worrying about the safety of their belongings. So we cover students up to £5000 while staying in halls of residence.*
  • A home away from your home – if your home becomes uninhabitable, we’ll cover you for up to £25,000 for alternative accommodation.*
  • Monthly payments – if you wish, you can spread your annual premium with Monthly Direct Debits (Typical 39.19% APR) with Creation Consumer Finance.
  • Someone at the end of the phone – if you need help, we’re just a call away on our customer helpline.
  • A treat on us – treat your home to something new with a free Debenhams gift card worth up to £40^ when you take out our home insurance.
  • Independent assurance – Defaqto 5* Rated**

Get a quote

Terms & Conditions

*Dependent on insurer, please refer to policy wording inside policy booklet for more details.

† Legal Expenses, Home Appliance Cover, Key Care Cover, Home Emergency Cover provided by General Legal Protection LTD.

^Gift card offer applies to new business home insurance policies. £40 gift card offer applies to new business combined building and contents home insurance policies. £20 gift card offer applies to new business contents only or buildings only home insurance policies. ^Quote promo code DHW to get your gift card. This promotion starts on 01/11/2016 and will end 31/12/2017. Offer does not apply to employees of Debenhams Retail Plc or Eldon Insurance Services Limited. One gift card per policy sold per person. Offer only applies to policies purchased online via or by telephone. Unless otherwise stated policies purchased via price comparison websites do not qualify for this offer. You will be sent your gift card via email within 100 working days from policy purchase date. No gift card will be issued for policies cancelled within 97 days of the policy purchase date. You will have 90 days to redeem your gift card in store or online from receipt. Your gift card is subject to terms and conditions. For more information visit or see in store for details. Debenhams reserves the right to alter, cancel or withdraw this promotion without prior notice or amend these terms and conditions at any time on reasonable notice. Cannot be redeemed against any other Debenhams Financial product. No cash alternative. The promoter of this offer is Debenhams Home Insurance, Lysander House, Catbrain Lane, Bristol, BS10 7TQ.

**Defaqto 5* rating only applies to specific policies.

Debenhams Retail Plc is an Appointed Representative of Eldon Insurance Services Limited who are authorised and regulated by the Financial Conduct Authority. No 477112. Eldon Insurance Services Ltd is registered in England and Wales No. 06334001. Registered office Lysander House, Catbrain Lane, Cribbs Causeway, Bristol,  BS10 7TQ.

T&Cs apply, please visit:

T&Cs apply, please visit:

Frequently Asked Questions

Don't just take our word for it

feefo logo

Debenhams Personal Finance
Loyalty Rewards

With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
Representative 24.9% APR variable

Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.

Loyalty Rewards


  • SHOP
    In store & online at
  • EARN
    Points and receive reward vouchers
    Spending your rewards back at Debenhams