Terms and Conditions

10% off with Instant Spend
Instant spend is subject to completing satisfactory identification checks.  If you qualify for Instant Spend, you will benefit from 10% off online purchases at Debenhams.com for one week from the date of account opening.  Your unique promotional code will be emailed to you on approval.  Exclusions apply:  The promotional code cannot be used in certain departments including Gift Cards, Financial Services, selected concessions and on Debenhamswedding.com. Cannot be used in conjunction with any other offer.

Selected products, concessions and departments may be excluded. Please check in store before making a purchase and check the terms and conditions of the specific event.

500 Bonus Points Offer
To be eligible for the 500 bonus points you must spend on Debenhams Credit Card. The 500 bonus points will arrive in your welcome book in the form of a £5 Reward Voucher. The Reward Voucher can only be used in Debenhams stores when spending on your Debenhams Card. Debenhams Retail Plc reserves the right to withdraw or amend any of these cardholder privileges at any time. Terms and conditions apply, see your welcome pack for full details.

Card Benefits Terms

  1. Free standard delivery applies when you spend online at debenhams.com with your Debenhams Credit Card. Standard UK delivery only.
  2. Cafés and restaurants are available in selected stores; check your local store for more details.
  3. Customers must present their Debenhams Credit Card when paying for your travel money at the Debenhams Travel Money bureau.
  4. Additional cardholders must be aged 18 and over. They will share your account and credit limit. You’ll be responsible for all use and payments of the Card by the additional cardholder and you’ll have one record of all transactions made on the Card. To apply, call 0333 220 2519Calls are charged at a standard national rate. Call costs from mobiles and other operators may vary so please check before calling. Our lines are open seven days a week, 8am to 9pm. Calls may be recorded and monitored for training and security purposes and to help us manage your account.

Frequently Asked Questions

Debenhams Personal Finance
Loyalty Rewards

With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
Representative 24.9% APR variable

Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.

Loyalty Rewards


  • SHOP
    In store & online at debenhams.com
  • EARN
    Points and receive reward vouchers
    Spending your rewards back at Debenhams