Apply now to receive 2000 points, equivalent to a £20 Debenhams voucher to spend in store. You must apply from this page. Terms apply^

Plus, if you qualify for Instant Spend, you’ll also save 10% online for a week after you open your account. And every three months, we turn all the points you earn into vouchers, so you can treat yourself on us.

How the card works

  • Use your card when you shop
    When you shop in store or online at, and wherever you see the Mastercard sign, use your Debenhams Credit Card.
  • Earn points
    Each time you use your Debenhams Credit Card you’ll automatically earn points:
    You’ll earn 3 points for every £1 you spend at Debenhams and
    And 1 point for every £2 you spend everywhere else
    The more you use your Debenhams Credit Card the more points you’ll earn!
  • Treat yourself with Debenhams Reward Vouchers
    Every three months we’ll convert your points into Debenhams Reward Vouchers and send them to you with your Debenhams Credit Card statement. So you can treat yourself in any UK Debenhams store when you fancy.
  • £5 Debenhams voucher in your welcome pack
    To help get you off to a flying start, we treat you to a £5 voucher to spend in Debenhams.

See our terms and conditions page for further details of all offers

^Refer a friend terms and conditions

You will be eligible for 2000 points equivalent to a £20 Debenhams voucher if you:

  • apply for a Debenhams Credit Card before 17th September 2017, and
  • use your Debenhams Credit Card before 15th October 2017, and
  • make at least your minimum payment on time, and
  • do not go over your credit limit.

Points will be added to your account in the week commencing 6th November 2017 and you will receive the vouchers in your January statement.

This promotion is not open to existing Debenhams Credit Card customers and will close to new applications on 17th September 2017. Applications received after this date will not be eligible to receive 2000 points.

Applications are subject to our standard eligibility criteria.

Credit only available to over 18s and subject to status is provided by NewDay Ltd. NewDay Ltd is a company registered in England and Wales with registered number 7297722, registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority with number 690292 and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009 (Ref no: 555318) for the provision of payment services. The retailer, Debenhams Retail Plc, acts solely as a credit broker and only provides credit products from NewDay Ltd and is authorised and regulated by the Financial Conduct Authority with number 692718. Registered office: 10 Brock Street, Regent’s Place, London, NW1 3FG. Registered in England and Wales. Registered number: 00083395.

Frequently Asked Questions

Debenhams Personal Finance
Loyalty Rewards

With a Debenhams Credit Card you’ll earn Reward Points every time you spend. We’ll convert them into Debenhams vouchers that you can spend in store. It’s that simple.
Representative 24.9% APR variable

Apply nowCredit is provided by NewDay Ltd. Terms & Conditions apply, subject to status, over 18s only.

Loyalty Rewards


  • SHOP
    In store & online at
  • EARN
    Points and receive reward vouchers
    Spending your rewards back at Debenhams