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Cover details
Our pet insurance cover premium is based on your pet's breed, age and post code as well as other factors.
To give you greater choice, we offer three levels of cover: Bronze, Silver and Gold.
In the table below, we've detailed what is covered at each level.
Events and losses covered at each level:
| Bronze cover - Up to: | Silver cover - Up to: | Gold cover - Up to: | |
|---|---|---|---|
| Vet's fees for illness and injury* | £2,000 an incident | £4,000 an incident | £7,000 an incident |
| Death from accident or illness‡ | £0 | £250 | £750 |
| 3rd party liability (dogs only) |
£1m | £1m | £1m |
| Accidental damage | £0 | £0 | £500 |
| Advertising and Reward | £0 | £250 | £750 |
| Boarding Fees | £0 | £250 | £1,000 |
| Theft or straying | £0 | £250 | £750 |
| Holiday cancellation | £0 | £250 | £2,000 |
| Bereavement Counselling | Yes | Yes | Yes |
| Pet Legal | Yes | Yes | Yes |
| Pet Minders | Yes | Yes | Yes |
| Veterinary Helpline | Yes | Yes | Yes |
| Pay Vet Direct | Yes | Yes | Yes |
| Overseas Travel** | 30 Days | 30 Days | 12 Months |
*Excludes cover for pre-existing medical conditions. The cost of treating any illness that shows clinical signs in the first 10 days of the policy is excluded.
** Subject to full compliance with the PETS travel scheme. Non EU countries as defined by DEFRA are not covered.
‡ Death from illness does not apply to dogs 9 years or over and cats 11 years or over