Credit Card Benefits

The Debenhams Credit Card is a convenient way to pay for all your purchases - both at Debenhams and at 24 million places worldwide. What’s more, you’ll collect Reward Points every time you use it!

  • Open an account online and receive 10% off* your first purchase in store!Receive 10% OFF your first in store purchase

As a Debenhams Credit Card holder you’ll also receive these fantastic cardholder benefits...

  • Earn Debenhams Reward Vouchers*

Earn points every time you shop with your Debenhams Credit Card which we’ll convert into reward vouchers for you to treat yourself in store. Loyalty Rewards - find out more.

  • 10% off in our cafés and restaurants*

Treat yourself to something delicious in one of our restaurants or cafés and save 10% every time you pay with your Debenhams Credit Card.

  • FREE gifts and treats

Look out for free gifts, treats, refreshments, goodie bags, prize draws and more at special events throughout the year.

  • Invitations to special shopping events

Receive invitations to cardholder only special events where you can claim exclusive discounts and other exciting offers reserved for Credit Card holders.

  • 0% p.a. on balance transfers for 12 months*

Looking for a great balance transfer offer on a Credit Card? (2.99% fee applies)

Representative Example

Representative 19.9% APR variable

Purchases borrowing rate†

19.9% p.a. to 29.9% p.a.

Assumed Credit Limit

£1200 

  † The interest rates and credit limit which apply to you will depend on our assessment of your application.

  •  Interest free credit

Receive up to 56 days interest free credit on Credit Card purchases.

  • No quibble returns*

If you need to return something, there’s no problem. You can get a full refund on purchases made with your Debenhams Credit Card, including sale items.

  • FREE additional card*

You can get a second card for a partner or family member so they can share your special Credit Card benefits. (Existing cardholders can apply by calling 0871 522 5050**. Calls cost 10p per minute plus network extras, fees apply.)

  • FREE active fraud monitoring protection

If there is a suspicion that your Credit Card is being used fraudulently we’ll contact you as soon as possible.

  • FREE online purchases guarantee

If your Credit Card is used unscrupulously on the web you won’t be held liable.

  • Cash Advances*

If you need some cash and don’t have time to get to the bank don’t panic! You can use your Debenhams Credit Card to get cash advances at till points in store. (fee applies)

 

*Debenhams Retail plc reserve the right to withdraw any of these cardholder benefits at any time. Click here for Credit Card holder benefits terms and conditions.

**Lines open Monday to Sunday 8am to 9pm. Calls may be recorded and monitored for training and security purposes.

If you apply for a Debenhams Card online you will be considered for both a Debenhams Store Card and a Debenhams Credit Card. If you are accepted, the type of card offered will depend on your personal circumstances.

Credit, subject to age and status, is provided by Santander Cards UK Limited. Registered office: 2 Triton Square, Regent’s Place, London, NW1 3AN. Registered in England and Wales. Registered number:1456283. Debenhams acts as a credit intermediary and only offers credit products for Santander Cards UK Limited. Retailer is Debenhams Retail Plc Registered office:1 Welbeck Street, London, W1G 0AA Registered in England and Wales. Registered number 00083395.

Apply now

Extra discount to sign up in store. Like the discount on Restaurant purchases (nice coffee). The discounts off purchases and shopping evenings are good but can't take advantage at the moment because am using it for a balance transfer. See what other customers say